DSA Network — 20+ Partner Banks
The Right Loan. The Best Rate.
As a registered Direct Selling Agent with 20+ banks and NBFCs, we source the most competitive loan terms for home, business, personal, and securities-backed lending.
All Loan Types
Loan Products
Home Loans
Up to ₹10 Cr — 30-year tenure
Sourced from SBI, HDFC, ICICI, Axis, Kotak, and 15+ other lenders. We compare processing fees, pre-payment charges, and floating vs fixed rates to find your best deal.
- Up to ₹10 Cr loan amount
- 30-year maximum tenure
- Rates from 8.5% p.a.
- Balance transfer with top-up
SBI · HDFC · ICICI · Axis · Kotak · LIC HFL
Check EligibilityLoan Against Securities
Up to 80% LTV — same-day disbursal
Overdraft facility against mutual funds, listed shares, and bonds. No liquidation of your portfolio — continue earning returns while accessing liquidity at low interest rates.
- Up to 80% LTV on MF units
- Same-day disbursal
- Interest only on amount used
- No foreclosure charges
HDFC Bank · ICICI Bank · Bajaj Finance · Mirae Asset
Check EligibilityBusiness Loans
Up to ₹5 Cr — secured & unsecured
Unsecured and secured business loans for SMEs, professionals, and self-employed individuals. Working capital, machinery finance, and term loans from 20+ lenders.
- Up to ₹5 Cr unsecured
- Minimal documentation
- Disbursal in 3–5 working days
- Flexible repayment tenure
HDFC Bank · ICICI Bank · Bajaj Finance · Lendingkart · FlexiLoans
Check EligibilityPersonal Loans
Pre-approved — from 10.5% p.a.
Pre-approved personal loans for salaried and self-employed individuals. Instant disbursal for medical emergencies, travel, education, or any personal need.
- Rates from 10.5% p.a.
- Up to ₹40 Lakhs
- Instant disbursal for pre-approved
- No collateral required
HDFC Bank · ICICI Bank · Axis Bank · Tata Capital · Bajaj Finance
Check EligibilityNRI Home Loans
FEMA-compliant — NRO/NRE repayment
Home loans for NRIs purchasing residential property in India. FEMA-compliant structure with NRO/NRE repayment, repatriation of rental income, and video KYC.
- NRO/NRE repayment accepted
- Repatriation of rental income
- Video KYC from any country
- FEMA-compliant documentation
SBI · HDFC · ICICI · Bank of Baroda · Union Bank
Check EligibilityLoan Against Property
Up to ₹25 Cr — residential & commercial
Mortgage loans against residential and commercial property for business expansion, working capital, or personal needs. Competitive rates with long repayment tenure.
- Up to ₹25 Cr loan amount
- Residential & commercial property
- Up to 15-year tenure
- Rates from 9.5% p.a.
SBI · HDFC · ICICI · Axis · Bajaj Finance · PNB HFL
Check EligibilitySimple Process
How It Works
Share Your Requirement
Tell us the loan type, amount, and tenure. We assess your profile and eligibility across 20+ lenders.
Compare Offers
We present the top 3–5 offers ranked by effective interest rate, processing fee, and pre-payment terms.
Documentation Support
Our team guides you through the documentation checklist and liaises with the lender on your behalf.
Disbursal & Beyond
We track your application to disbursal and remain available for balance transfers, top-ups, and refinancing.
Get the Best Rate
Talk to a Loan Advisor
Free eligibility check. Best rate across 20+ lenders. No obligation.
Loans are subject to credit appraisal and lender approval. Interest rates are indicative and subject to change. John Thomas Fintech is a registered Direct Selling Agent (DSA) with partner banks and NBFCs. DSA registration details available on request.